Kane Group: Insurance and risk management, London, Bahrain, Dubai

Disclaimer

This disclaimer details our obligations to you regarding our website. Please read this
disclaimer in full before you use this website. Using the website implies that you
accept the terms of this disclaimer. We do occasionally update this disclaimer so
please refer back to it in the future.

1. USE OF WEBSITE

1.1 You are permitted to use our website for your own purposes and to print and
download material from this Website provided that you do not modify any
content without our consent. Material on this website must not be
republished online or offline without our permission.

1.2 The copyright and other intellectual property rights in all material on this
website are owned by us or our licensors and must not be reproduced
without our prior consent.

1.3 Subject to paragraph 1.1, no part of this website may be reproduced without
our prior written permission.

2. VISITOR CONDUCT

2.1 With the exception of personally identifiable information, the use of which is
covered under our Privacy Statement, any material you send or post to this Website
shall be considered non-proprietary and not confidential. Unless you advise to the
contrary we will be free to copy, disclose, distribute, incorporate and otherwise use
such material for any and all purposes.

2.2 When using this website you shall not post or send to or from this Website
any material for which you have not obtained all necessary consents, is
discriminatory, obscene, pornographic, defamatory, liable to incite racial
hatred, in breach of confidentiality or privacy, which may cause annoyance or
inconvenience to others, which encourages or constitutes conduct that
would be deemed a criminal offence, give rise to a civil liability, or otherwise
is contrary to the law in the United Kingdom.;

3. SITE UPTIME

3.1 We take all reasonable steps to ensure that this Website is available 24
hours every day, 365 days per year.

3.1 However, websites do sometimes encounter downtime due to server and, other
technical issues. Therefore we will not be liable if this website is unavailable
at any time.

3.2 LINKS TO AND FROM OTHER WEBSITES

4.13.3 Any links to third party websites located on this website are provided for
your convenience only. We have not reviewed each third party website and
have no responsibility for such third party websites or their content.

5.4. EXCLUSION OF LIABILITY

5.14.1 All material on this website is made available for information only.
Extracts may be copied with prior permission provided their source is acknowledged.
Whilst we take all reasonable steps to ensure that this information is correct
we do not guarantee the correctness or completeness of material on this
website. Neither we nor any other party (whether or not involved in
producing, maintaining or delivering this Website), shall be liable or
responsible for any kind of loss or damage that may result to you or a third
party as a result of your or their use of our website. This exclusion shall
include servicing or repair costs and, without limitation, any other direct,
indirect or consequential loss.

6.5. LAW AND JURISDICTION

6.1 This disclaimer shall be governed by and construed in accordance with
English law and any dispute(s) arising in connection with it shall be subject to
the exclusive jurisdiction of courts in England and Wales.

7.6. OUR DETAILS

Kane Group Limited and its subsidiaries ("Kane") provide specialist risk and
insurance management services. From offices in London, Bahrain and Dubai,
Kane's experienced professionals serve clients on a global basis. Kane's
expertise encompasses: risk management; self-insurance structures, including
captives, protected cell companies and mutual insurance companies;
healthcare; regulatory compliance and underwriting services. Kane is also a
specialist provider of Takaful insurance solutions, with a dedicated Shari'a
Advisory Board.

Kane Group Limited is incorporated in Guernsey under registration number
48371. Its subsidiaries are:

Kane Insurance Management W.L.L.
Almoayyed Tower
25th Floor
Seef District
PO Box 20206
Manama
Kingdom of Bahrain
Licensed and regulated by the Central Bank of Bahrain

Kane Limited
Dubai International Financial Centre
The Gate Village 1
Level 2, Unit 8
PO Box 506732
Dubai
UAE
Licensed and regulated by the Dubai Financial Services Authority

Kane Global Limited
St. Michael's House
1 George Yard
London
EC3V 9DH
UK
Authorised and regulated by the Financial Services Authority

Kane Group Limited
September 2009
© Kane Group Limited, all rights reserved.